How to Open Wema Bank Account On Your Phone (2024)

Opening a bank account has never been more convenient, thanks to the digital advancements of banks like Wema Bank.

With just a few taps on your phone, you can set up a new account from the comfort of your home or while on the go.

This process eliminates the need to visit a branch, stand in queues, or fill out tedious paperwork. In this blog post, we’ll guide you through the straightforward steps to open a Wema Bank account using your mobile device, making sure you have quick access to banking services that fit into your daily life seamlessly.

Whether you’re a student, a professional, or a business owner, the ability to manage your finances through your phone is a game-changer.

Requirements for Opening a Wema Bank Account on Your Phone

To open a Wema Bank account on your phone, you will need to provide some personal information, which typically includes:

• Your full name as it appears on official documents.
• A valid phone number that will be linked to your account.
• An email address for communication and electronic statements.
• Your date of birth and gender.
• Your address, which may need to be verified.
• National Identity Number (NIN)
• Bank Verification Number (BVN) (If you don’t have a BVN, you can be enrolled at any of at any Wema Bank branches) .

Note: Some banks may ask for a live photo to confirm your identity. This is done through the bank’s mobile app not for USSD service.

How to Open a Wema Bank Account Without Going to the Bank

There are two ways you can open a Wema Bank account on your phone. You can either use USSD code or download ALAT By Wema App.

Via USSD Code

To begin, simply dial *945*1# on the mobile phone number you wish to associate with your new Wema Bank account.

This USSD code is a quick and easy way to initiate the account opening process without the need for internet access.

Follow the on-screen instructions carefully to proceed.

Install ALAT by WEMA

For a fully digital experience, Wema Bank offers ALAT, Nigeria’s first fully digital bank. To take advantage of this platform, install the ALAT app from the Apple App Store or the Google Play Store. Once installed, open the app to sign up.

During the sign-up process on the ALAT app, you’ll be asked to provide your Bank Verification Number (BVN) and a valid phone number. These details are crucial for verifying your identity and setting up your account securely.

After providing your BVN and phone number, you’ll need to complete your profile. This includes adding personal information such as your name, address, and other necessary details. Ensure all information is accurate to avoid any issues with your account setup.

Once your account is set up, you can enjoy all the benefits of digital banking with ALAT by Wema. This platform allows you to conduct all your banking transactions without ever having to visit a physical branch. From fund transfers to bill payments, everything can be done with ease.

Benefits of Digital Banking with ALAT by Wema

• Convenience: Bank anytime, anywhere, without the need for physical branch visits.
• Efficiency: Save time with quick transactions and real-time banking services.
• Security: Rest assured with state-of-the-art security measures protecting your financial information.
• Control: Manage your account and monitor transactions with just a few clicks.

Opening a Wema Bank account on your phone is not only convenient but also secure and efficient. With these simple steps, you can join the digital banking revolution and enjoy the flexibility of managing your finances on your terms.